Here’s why more advisors are looking at the BMO Insurance Whole Life Plan:

• Simple product design
  • Easy-to-explain
  • Transparent Performance Bonus
• Built-in flexibility
  • Reduced Paid-Up Option (which can be illustrated on The Wave)
  • Premium Switch Option to address affordability
• Strong guarantees
  • Guaranteed death benefit
  • Guaranteed cash value
  • Guaranteed premiums
  • Guaranteed Performance Bonus
  • Mortality, expenses and lapses factored into our pricing

Plus, the plan is less sensitive in adverse scenarios (e.g. -1% or -2% scenarios) which can help you manage your client’s expectations about the long-term values of their policy. 

Coming soon - our story is about to get better! We’re about to launch a simple way to get more premium flexibility. Stay tuned for details.