• Changes to the Tax Exempt Test (701E)
• Changes to the ACB and NCPI (702E)
• Changes to the CDA (703E)
• Grandfathering Rules for In Force Policies (704E)
• MaximizerElite Case Study (706E)

Note: The information described here is general in nature and should not be construed as legal or tax advice. Each policyholder’s financial circumstances are unique and they must obtain and rely upon independent tax, accounting, legal and other advice concerning the structure of their insurance, as they deem appropriate for their particular circumstances. BMO Life Assurance Company does not provide any such advice to any policy owner or insurance advisor.

¹ YRT COI only
² Level COI only