Enhancements

• Introducing term 20 critical illness insurance
• No more fluid underwriting requirements for ages 18-40, coverage amounts $100,001 to $250,000

We'll also include the following updates we told you about earlier this year:

• Critical illness insurance coverage amounts increased to $3 million from $2.5 million (effective Jan. 1, 2020)
• Remove electrocardiograms (ECGs) from underwriting requirements (effective Feb. 20, 2020)

Critical illness insurance reprice

We'll reprice all adult critical illness insurance plans and most additional benefits (riders).

Most plans will increase in price, with an overall average increase of 5%.

However, on average, term 10 plans will go down in price by 3%, while term-to-age 75 plans will decrease by 1%.