Important Update on New Underwriting Requirements
 

Individual Life Insurance 

In light of the rapid evolution of the pandemic and efforts to maintain an efficient underwriting process, we will be easing our recently announced underwriting requirements which came into effect on October 1.

As a result, the new grid effective October 1 showing a portion of the applications that would have required evidence of insurability as per the predictive analytics will be exempted. The exemption will apply to the following cases:
 

These relaxed measures apply to insurance applications received on or after October 1, 2020, and are subject to case-by-case analysis.
 

Critical Illness

The relaxed measures for the critical illness insurance products implemented during the first wave of the pandemic are now back in effect. This means that no urinalysis is required for individuals aged 18 to 40 for amounts of $100,000 to $250,000, inclusive.

If you have any questions, please contact your SSQ Insurance representative.