Now available on demand:
Retirement income – Tax considerations
and strategies

INSURANCE NEWS

Protecting clients’ retirement plans with critical illness insurance

One of the most common objections clients raise when it comes to adding critical illness insurance to their financial plan is that those funds could be better used contributing to and growing their RRSPs and TFSAs.

While we applaud the impulse to save, the continuing low interest rate environment suggests there is value in protecting the investments they’ve already made with the help of the Empire Life CI Protect® product portfolio.

To help you communicate these benefits, the following downloadable pieces provide points of discussion, detailed examples and case studies to get the conversation started.

Spotlight on the Empire Life Tax, Retirement and Estate Planning Team

Our Tax, Retirement and Estate Planning (TREP) team is an indispensable resource advisors can call on for assistance with large and complex cases. The team is made up of skilled and experienced professionals who – together with their colleagues in Underwriting, Actuarial and Sales Support – provide a range of expert support services for advisors, including:

• Seminars and education sessions
• Advanced concept illustrations
• Client case technical consultations

Visit the Business Building section of our website to browse our library of resources and learn more about the team.

The TREP team offers a coordinated large case handling and advanced case marketing support program. To learn more about this program including the criteria for what defines a large case and how to access their services, please review the new Information Circular.

Beneficiary Designation Form now available for eSignature on My Advisor Dashboard

The popular and frequently used form D-0017 for beneficiary designation has now been made available as an eSignature form on My Advisor Dashboard. The form allows you to name or change the beneficiary on an existing policy or contract, name additional beneficiaries, and acts as a supplement to a new application. All you need to do is complete the form and have your client sign it electronically.

Not registered yet? My Advisor Dashboard can make your life easier with real time application statuses and self-service transactions.

Ask your clients and prospects: "Why Pay More?" to cover their mortgage when they can save with Empire Life 

Show your clients how Solution 25 term life insurance stacks up to the "mortgage life insurance" offered by the big banks. Hint: it's not even close!

Our very popular "Why Pay More?" client mailer has been updated with our current rates to show how your clients can save as much as 56% vs. the banks and still get all of the benefits of individually-owned coverage. 

Download the client-friendly pieces below and personalize with your contact info. Need help? Speak to your Empire Life account team to order.

Now Available On-Demand
Old MacDonald Had a Farm: Business Transfer and Estate Issues and Options

This informative and thought-provoking session provides an overview of business succession planning and the tie-in to estate and legacy planning. Attendees will learn about some of the issues and options on a sale or transfer to children, particularly when not all children are involved in the business.

CE credit offer available until October 27, 2021.

INVESTMENTS NEWS

Bring balance and resiliency to your clients' portfolios with Empire Life fixed income funds

Fixed income has traditionally played a critical role in diversified portfolios, generating steady income while preserving capital and providing a hedge against equity risk. These benefits are particularly evident today as we experience volatility in the markets due to the impact of the pandemic we find ourselves in.

Discover how fixed income funds can help address the current low rates and high volatility of today’s markets.

Missed the latest Empire Life Multi-Strategy GIFs update?

Empire Life Multi-Strategy GIFs are a suite of segregated funds which combine actively managed investments from third-party managers and passive strategies through ETFs exposure. They are designed to help reduce risk and may provide more consistent returns by investing in multiple investment styles, while applying tactical management to take advantage of market opportunities.

Find out more about our funds and how they are positioned going forward.

Empire Life Asset Allocation Fund, Class A:
25+ years of excellence!

The tactical flexibility and “go-anywhere” approach of Empire Life Asset Allocation Fund, Class A has driven the fund to consistently deliver performance in the first or second quartile over a number of years. Past performance is no guarantee of future performance. Class A is only available to existing contract holders.

The newly updated flyer provides illustrations and positioning points to help articulate the value of this fund and can be customized with your contact information for you to share with clients!

CORPORATE NEWS

Updated Empire Life corporate fact sheet now available

Our Q2 2021 Fact Sheet is now available for download. See highlights from our last quarter, our latest results, and stay on top of our ratings and financial stability. It's a great resource to share with clients who want to know more about Empire Life.

Helping advisors establish a complaint handling procedure

All Advisors should have a documented complaint handling policy in place to ensure complaints are handled in a fair and timely manner. Having a documented complaint handling policy is an industry requirement and is mandatory  for advisors licensed in Quebec.

We are pleased to announce that we have added a segment on complaint handling to the compliance section of the advisor website. In the complaint handling section, we have added a reference document and templates to assist our distribution partners with implementing a complaint handling policy.