Empire Life Multi-Strategy GIFs make the choice between active and passive management simple! Empire Life Multi-Strategy GIFs provide exposure to both actively managed investments from third-party managers and passive strategies through exchange traded funds (ETFs) within one segregated fund solution. By investing in these segregated funds, clients can get the following benefits: 
| 1. Diversification:
Exposure across investment styles, geographies, and industry sectors helps provide more consistent returns. | 
| 5. Expert oversight:
Ongoing monitoring to ensure
portfolios are doing what they are designed to do. | 
| 2. Tactical management:
On-going tactical tilts take advantage of market opportunities. | 
| 6. Complementary: May be used in conjunction with our value-oriented Guaranteed Investment Funds to provide investment diversification. | 
| 3. Focus on risk management:
An effective balance between risk and return may mean a smoother ride for your clients. | 
| 7. Choice:
One-decision investment solutions ranging from capital protection to growth based on desired level of risk. | 
| 4. Built for downside protection: Designed to help protect capital in down markets. | | |
We’ve also launched two new standalone funds so you can provide your clients with more global and fixed income choices.
Empire Life Global Dividend Growth GIF has been reopened for GIF clients. This fund invests in stocks of high quality dividend producing companies with primarily mid to large market capitalization from around the world. Empire Life Short Term High Income GIF is a diversified, fixed income portfolio investing primarily in fixed income securities with an emphasis on short term, higher-yielding corporate bonds. |
Empire Life Guaranteed Investment Funds provide the choice and flexibility your clients need to achieve their financial goals. FOR ADVISOR USE ONLY A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a Segregated Fund is invested at the risk of the contract owner and may increase or decrease in value. | 
