The February 2026 Guarantee Advantage Campaign is out now!
Here is the general link for Webi: Desjardins Insurance’s extranet for advisors | Webi
TermInvestmentContract.pdf (here you can see Desjardins GIA and Annuity Rates)
Guarantee Advantage features table
The February 2026 Guarantee Advantage features table is attached which opened for deposits on November 20th (today) and closes for deposits on January 21st, 2026.
The initial date of the February 2026 campaign is February 10th, 2026.
Desjardins Guarantee Advantage
- Guaranteed minimum return or principal guaranteed at maturity (100% principal protection at maturity)
- Risk-free access to securities of well-established companies
- Higher return potential than fixed-interest term investments
- No portfolio management and no management fees
- 100% Death Benefit guarantee
- Deposits accepted until the age of 95 years less a day
- Eligible for registered and non-registered plans, including TFSAs
- Can be used as a tax deferral strategy for individuals and corporations
- Protected by Assuris
- Desjardins is the largest provider of market linked term investments in Canada with 25% market share
Returns_GA.pdf (updated every Friday)
Tracking returns calculator – Guarantee Advantage
Desjardins – Allocation simulator - RRIF income (must be logged into Webi to use)
Guarantee Advantage Resources: |
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Documents | Advisor Tools | Client Tools |
| *Updates every Friday |
| Attachment | Size | Type |
|---|---|---|
| 09014E_GA-FeaturesTable_February2026.pdf | 150.8 KB | application/pdf |
| 20016E - Desjardins Term Investment Sales Process Checklist.pdf | 163.85 KB | application/pdf |
| 19105E - Performance with a safety net - Desjardins Guarantee Advantage (Client Leaflet).pdf | 314.66 KB | application/pdf |
| 17060E - Performance with a safety net - Guarantee Advantage.pdf | 112.04 KB | application/pdf |
| 12086E - Desjardins Guarantee Advantage Client Leaflet.pdf | 3.06 MB | application/pdf |