Critical Illness can strike anyone at anytime, and sadly… this includes children. Although the percentage of children having a critical illness is rare, if illness strikes, it may have a lasting and devasting impact on the family. Health Priorities Child can help by providing a lump sum amount to help with the family finances; to ensure parents can be by their child’s side rather than having to worry about how they will pay their monthly bills if they are unable to work. It could provide funds for necessary treatments or programs that may not be covered under public or private health plans. Most importantly, it provides choice, choice to use the funds however they wish.
In all likelihood, the majority of children remain healthy, therefore it is important to choose a plan that will protect them into the future, well beyond childhood.
Parents and Grandparents choose Desjardins Health Priorities Child because:
- It’s a permanent insurance plan paid up in 20 years; the coverage will last a lifetime for the child, into adulthood
- Insurability-To obtain the most comprehensive CI coverage while the child is healthy before health ailments, including minor ones, could make them ineligible for coverage
- Lock in premiums at the much lower children’s rates.
- In the event the child remains healthy and coverage is no longer needed, the ROP is 100% in 20 years, and starts as early as year 4.
- The Death Benefit rider adds an enhanced level of protection; fully paid up permanent life insurance at a fraction of the cost of traditional life insurance
- Desjardins covers up to 32 illness and is the only carrier to include Autism as a covered condition
There are many additional reasons to choose Desjardins Health Priorities Child.
To learn more, please watch the video below…