| We’re pleased to announce that the credited rate on the EMIA just increased to 3.90%1.
The EMIA is available only on universal life insurance policies from BMO Insurance1 and can be an ideal choice for clients who want returns linked to equity markets with downside protection when markets are weak.
Keep the following in mind: - The daily credited interest rate is linked to the performance of low volatility Canadian and US equity market indices
- BMO Insurance guarantees that the credited rate will never be negative
- To further reduce volatility, BMO Insurance uses a smoothing formula to provide more stable returns
- Professionally managed by BMO Insurance in partnership with BMO Capital Markets
For more details, check out the EMIA page on bmoinvestpro.ca.
1 This rate is effective from October 1, 2021 to December 31, 2021. The credited interest rate may change every calendar quarter, based on the performance of the portfolio. We guarantee that it will never be negative.
Note: This account is available on any new or in force Life Dimensions, Life Dimensions (Low Fees) or Wealth Dimensions policy as long as the issue date is on or after November 18, 2010.
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