Competitive Rates:
BMO Insurance Ranking1
$100,000 Benefit (includes ROPD)
Top quartile position across all Living Benefit Plans!
Great Features:
- Broad range of critical illness plans with competitive rates
- Best Doctors®† coverage for the life insured, their immediate and extended family members
- 2013 CLHIA benchmark definitions for 25 covered conditions including Loss of Independent Existence
- Early Discovery Benefit payment of 15% up to $50,000 for the diagnosis of:
- Early Prostate Cancer, Early Breast Cancer, Early Skin Cancer
- Early Stage Blood Cancer, Early Stage Intestinal Cancer, Early Thyroid Cancer
- Coronary Angioplasty
No deduction to sum insured after payment of Early Discovery Benefit! - Bundle up and Save!
- Living Benefit plans available as a rider on all Preferred Term and UL policies
- Multi-policy fee discount available when Living Benefit plans and Preferred Term plans are submitted at the same time
- Multiple ROPS options available for Living Benefit 75 and Living Benefit 100 plans
- Living Benefit 10 and 20 conversion to Living Benefit 75, 100 or 15-Pay plans up to age 60 with rates that were in effect on the Policy Issue Date
- Non-medical underwriting under $100,000 for ages 18 to 50
Outstanding Support Team:
We’re here to help and our Business Development Team is just a phone call away. Contact the BMO Insurance regional sales office in your area and let us know how we can help you!
1 Companies surveyed: BMO Insurance, Canada Life, Desjardins Financial, Empire Life, Equitable Life, Industrial Alliance, ivari, Manulife, RBC Insurance, SSQ Insurance, and Sun Life. ROPD included in the calculations. Loss of Independence included in the calculations. Not all companies surveyed offered all product options. Ranking is based on the lowest annual premium .The comparison was performed based on information believed to be reliable and in effect as at February 16, 2016. BMO Insurance is not liable for any errors or omissions in the information derived from third party sources. Source: LifeGuide (2016.02) and software illustration.
* ROPS15: Return of Premium on Surrender - 100% starting on or after the 15th policy anniversary
* ROPS20: Return of Premium on Surrender - 100% starting on or after the 20th policy anniversary
* ROPS65: Return of Premium on Surrender - 100% starting on or after the insured’s attained age 65
* ROPX: Return of Premium on Expiry - 100% on the insured’s attained age 75
Please consult the appropriate policy contract for details on the terms, conditions, benefits, guarantees, exclusions and limitations. The actual policy issued governs.
®† Registered Trademark of Best Doctors, Inc.
For advisor use only.
MB 405 (2016/03/16) |
